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No Interest LoanNILS Scheme is a great little organisation run by Bellingen Neighbourhood Centre, that offer people who have a current health care card or Pension Concession card, who have lived in the Bellingen Shire at your current address for three months. a 'no interest loan'for a range of different household appliances such as furniture, computers, whitegoods, medical equipment and also car repairs and registration (conditions apply). Loans are available for up to $1500 free of interest charges and fees (to purchase multiple items) Terms can be up to one year and repayments will be recycled to provide loans for other people in the community.

You may be eligible for a No Interest Loan if -

                    You hold a current Health Care Card or Pension Concession Card.

                    You recieve a Centrelink payment or you are in receipt of a low income ($45000 for an individual after tax)

                    You have lived in the Bellingen Shire at the current address for 3 months.

                    The item is new and sold by a registered Business.

                    You have the capacity to repay the loan

                    You do not have an outstanding NILS loan

NLIS does not provide emergency financial assistance and is not available for - Bonds or rent, Rent or mortage arrears, Living expenses, Utility bills, cash advances, debt repayment, payments to a third party for private sale.

How to Apply -

Call (02)6655 1239 for more information.

Information Kits are available at Bellingen Neighbourhood Centre, Urunga Neighbourhood Centre, Dorrigo Support Centre and various locations in Dorrigo.